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National DisabilityResource Project
Still working. Still need support.

Working with a Disability

You don't have to be unable to work to deserve support. This page is for people who are working and managing a disability, above income limits for SSI or Medicaid, on a waitlist and not yet receiving services, or living with a condition that doesn't qualify for traditional disability programs — but still significantly affects daily life.

If you've been told you "don't qualify for anything," that's often not the full picture. There are workplace rights, condition-specific resources, and local supports that don't depend on income or benefit eligibility.

This page is for you if:

  • You're working but managing a chronic illness or disability
  • Your income is above the limit for SSI or traditional Medicaid
  • You're on a waiver waitlist and not yet receiving services
  • You have a condition that significantly affects daily life but doesn't fit traditional disability categories

Workplace rights and accommodations

If you have a physical or mental health condition that affects your ability to work, you may be entitled to reasonable accommodations under the ADA — even if you don't think of yourself as "disabled." These free resources can help.

Condition-specific support

Living with ME/CFS, POTS, Long COVID, fibromyalgia, or a similar condition while still working is genuinely hard. These organizations specialize in exactly that experience.

Local daily living support

Some local supports — like food delivery, transportation help, and home services — don't require a Medicaid waiver or disability determination. Eligibility is often based on need rather than income.

Help us keep this page accurate

Spotted something outdated or incorrect? Tell us and our team will verify it against current sources.

National Disability Resource Project

A Colorado nonprofit publishing free, independent, plain-language guides to disability services, benefits, and rights.

cbrown@ndrproject.com

© 2026 National Disability Resource Project. Information on this site is for educational purposes only and is not legal, medical, or financial advice.

Medicaid waivers by state, Katie Beckett programs, TEFRA pathways, HCBS waivers, developmental disabilities services, intellectual disability waivers, Medicaid eligibility for children with disabilities, home and community-based services, parent caregiver pay, waiver waitlists, state disability resources, SSI and SSDI for disabled children, special needs trusts, ABLE accounts, transition planning for adults with disabilities.